Be sure to read Scene 3

            Quite interesting.

           

            SCENE 1.

            This is a new one.

           

            People sure stay busy trying to cheat us, don’t they?

           

            A friend went to the local gym and placed his belongings in the

locker.

            After the workout and a shower, he came out, saw the locker

open, and thought to himself, ‘Funny, I thought I locked the locker.  

           

            Hmm,  ‘He dressed and just flipped the wallet to make sure all

was in order.

           

            Everything looked okay – all cards were in place.

           

            A few weeks later his credit card bill came – a whooping bill of

$14,000!

           

            He called the credit card company and started yelling at them,

saying that he did not make the transactions.

           

            Customer care personnel verified that there was no Mistake in

the system

            and asked if his card had been stolen.

           

            ‘No,’ he said, but then took out his wallet, pulled out the

credit card, and yep – you guessed it – a switch had been made.  

           

            An expired similar credit card from the same bank was in the

wallet.

           

            The thief broke into his locker at the gym and switched cards.

           

            Verdict: The credit card issuer said since he did not report the

card missing earlier, he would have to pay the amount owed to them.

           

            How much did he have to pay for items he did not buy?

           

            $9,000! Why were there no calls made to verify the amount

swiped?

           

            Small amounts rarely trigger a ‘warning bell’ with some credit

card companies.

           

            It just so happens that all the small amounts added up to big

one!

           

            SCENE 2.

           

            A man at a local restaurant paid for his meal with his credit

card.

           

            The bill for the meal came, he signed it,and the waitress folded

the receipt

            and passed the credit card along.

           

            Usually, he would just take it and place it in his wallet or

pocket.  Funny enough, though, he actually took a look at the card and,

lo and

            behold, it was the expired card of another person.

           

            He called the waitress and she looked perplexed.

           

            She took it back, apologized, and hurried back to the counter

under the watchful eye of the man.

           

            All the waitress did while walking to the counter was wave the

wrong expired card to the counter cashier, and the counter cashier

immediately looked down and took out the real card.

           

            No exchange of words — nothing! She took it and came back to

the man with an apology..

           

            Verdict:

           

            Make sure the credit cards in your wallet are yours.

           

            Check the name on the card every time you sign for something

and/or the card is taken away for even a short period of time.

           

            Many people just take back the credit card without even looking

at it, ‘assuming’ that it has to be theirs.

           

            FOR YOUR OWN SAKE, DEVELOP THE HABIT OF CHECKING YOUR CREDIT

CARD EACH TIME IT IS RETURNED TO YOU AFTER A TRANSACTION!

           

            SCENE 3:

            Yesterday I went into a pizza restaurant to pick up an order

that I had called in.

           

            I paid by using my Visa Check Card which, of course, is linked

directly  

            to my checking account.

           

            The young man behind the counter took my card, swiped it, then

laid it on

            the counter as he waited for the approval, which is pretty

standard procedure.

           

            While he waited, he picked up his cell phone and started

dialing.

           

            I noticed the phone because it is the same model I have, but

nothing seemed out of the ordinary.  Then I heard a click that sounded

like my phone sounds when I take a

            picture.

           

            He then gave me back my card but kept the phone in his hand as

if he was still pressing buttons.

           

            Meanwhile, I’m thinking: I wonder what he is taking a picture

of, oblivious to what was really going on.

           

            It then dawned on me: the only thing there was my credit card,

so now I’m paying close attention to what he is doing.

           

            He set his phone on the counter, leaving it open.

           

            About five seconds later, I heard the chime that tells you that

the picture has been saved.

           

            Now I’m standing there struggling with the fact that this boy

just took a picture of my credit card.

           

            Yes, he played it off well, because had we not had the same kind

of phone, I probably would never have known what happened.

           

            Needless to say, I immediately canceled that card as I was

walking out of the pizza parlor.

           

            All I am saying is, be aware of your surroundings at all times.

           

            Whenever you are using your credit card take caution and don’t

be

            careless.

           

            Notice who is standing near you and what they are doing when you

use your card.

           

            Be aware of  phones, because many have a camera phone these days